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For most California house hunters, buying or selling a home typically creates joy, not headaches. Unfortunately, however, some consumers find themselves in situations where realtors, contractors and other professionals have not carried out honest practices. What constitutes as real estate fraud, and can consumers in the housing market take proactive steps to

In real estate, seller disclosure is the buyer’s opportunity to learn as much about the property as they can from the seller before purchasing it. The disclosure documents can be made up of several forms that provide information about the property. The California Association of Realtors publishes a number of

There are, as always, plenty of horror stories on the topic of real estate fraud — the schemes, illegal flipping and other ploys surely cross a soon-to-be homeowner’s mind at some point in the housing search. But do bad real estate practices really plague the industry as much as one

The vision of your completed dream house in Santa Cruz may not always line up with your home-buying budget. Yet you may be able to secure such a home at a lower price (provided that you are willing to put a little bit of work into it). There are often

Scammers are all too familiar with the feelings of excitement and enthusiasm Santa Cruz residents share when entering into the housing market. Thus, it is important that those searching for a home or rental unit be vigilant in researching the opportunities that present themselves to them. Oftentimes, these “opportunities” are

Being behind on your mortgage payments can put you in a desperate situation. Sadly, there are people out there in Santa Cruz you are willing to take advantage of that desperation for their one fraudulent purposes. People facing the prospect of losing their homes will often do anything to try

There are many types of real estate fraud in California, just as there are many types of people involved in it. Whether you are a homeowner, investor, banker, developer or are involved in any way with real estate, at any level, you can find yourself involved in, or an unfortunate

Many in Santa Cruz may think that once they have found their dream home, all that is left is simply putting in an offer and then waiting to move in. However, the home-buying process is rarely that simple. In many cases, it is only after a party has put an

Many view buying your own home as being part and parcel of the American dream. Finding your dream home in Santa Cruz might be easy; it is often obtaining the financing for it that is a major source of stress. When trying to get a mortgage, you likely will do